What informs your financial decisions? Your gut instinct is often not your best adviser, which is why we have financial planning. A financial plan provides you with knowledge and insight and that is still the best foundation for financial decisions. It doesn't just seem like a good decision, you know it’s a good decision.

Financial planning from Partners in Planning tells the complete story. We chart a number of scenarios and highlight any gaps in terms of death, incapacity for work, unemployment and retirement. We take a look now at all the possible future scenarios. It means you know where you are and what you need to achieve your dreams and objectives for the future.

As you are a Johnson and Johnson employee, our focus for you will be on the pension scenario.

These days it is relatively straightforward to check out online how your pension accrues. But what does it mean? Do you know if you have accrued sufficient pension for a carefree retirement? This involves your income, but also the level of your mortgage, the value of your house or any annuities. We include all these financial factors in our pension advice. We also take account of your personal situation and your wishes for the future. We also deal with issues such as partner's pension, mortality risk, and early retirement. In short, we consider the full picture and provide you with integrated advice.